Terms of Service

1. Introduction

Welcome to Mente Financiera. This website, mentefinup.com, provides educational guidance and tools designed for those beginning their journey in resource management. By using our site in 2025, you agree to comply with these terms.

2. Use of Our Services

Mente Financiera offers advisory sessions, digital materials, and physical items. All offerings are subject to availability and provided on an as-is basis. You must be of legal age in your location to use our services.

3. Digital Products

Digital products include courses, guides, and interactive media delivered via download or streaming. Access rights are granted upon full payment. Unless otherwise stated, digital products cannot be returned once access has been provided. However, you may request to transfer your access to another digital item of equal value within 60 days of purchase by contacting us.

4. Physical Goods

Physical goods, such as branded merchandise, are sold subject to availability. You may return unused items in their original condition within 30 days of delivery. You are responsible for return shipping costs. Refunds will be processed after receipt and inspection of the goods.

5. Advisory Sessions

Sessions are scheduled at mutually agreed times. If you cancel at least 48 hours before the session, you will receive a full refund. Cancellations made between 48 and 24 hours in advance are eligible for a 50% refund. No refunds are available for cancellations made less than 24 hours before the session. You may transfer your session to another date or individual up to 24 hours before the start time, subject to availability.

6. Refund Policy

Refunds are issued using the original payment method within 14 days after approval. Requests must be submitted via our contact form. We review each request to ensure compliance with these terms. Except as stated above, no additional refunds or credits will be provided. If we determine that a product or service cannot be delivered as described, you will be eligible for a full refund.

7. Liability

Mente Financiera is not liable for any indirect or incidental damages arising from use of our offerings. Our total liability is limited to the amount paid for the specific item in question.

8. Contact Information

If you have any questions or need assistance, please reach out via our contact form. Address: 8 Jorge Juan Street, 28001 Madrid, Spain. Phone: +34643328493. Business ID: R2070629G.